In Collaboration with Bankly MFB, Bell MFB, Palmpay and Amucha MFB

Experience the Best Swift Payment Solutions Tailored to Your Needs

Welcome to Whogopay Africa LTD, your ultimate partner for seamless business and personal banking. We simplify the way you send and receive payments while empowering your customers to pay directly through their local bank accounts.

Our platform offers a comprehensive suite of features designed to elevate your financial operations:

Available Products and Services

Our Pay-Out Methods

Who Can Use Our Services

Our services cater to a diverse range of users, including:

API Integration for Seamless Connectivity

Our RESTful APIs provide unparalleled access to all our products, enabling you to integrate our solutions directly into your platform. With detailed documentation and expert support, we empower:

Ready to explore?

At Whogopay Africa LTD, we don’t just offer services—we deliver innovation, security, and convenience tailored to your aspirations in bill payments and beyond.

Coo/Partner Banks

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Our Products and Services


Virtual Account Number

A Virtual Account Number (VAN) simplifies payment collection for personal and business use. It enables users to securely receive payments directly into a designated account without sharing sensitive banking details.

Supported Banks for Virtual Account Number Generation

As a User

  • BELL Microfinance Bank
  • BANKLY Microfinance Bank

As an API User

  • BELL Microfinance Bank
  • BANKLY Microfinance Bank
  • AMUCHA Microfinance Bank
  • PALMPAY Virtual Account Number
  • And more to be updated soon.

Dynamic Account Number

A Dynamic Account Number is a revolutionary solution designed to facilitate secure, one-time payment transactions. It generates a unique account number that remains active for only 30 minutes, ensuring the highest level of security and reducing the risk of unauthorized access. Perfect for businesses and individuals seeking temporary yet efficient payment solutions.

Card Payment

Card payment is a convenient and efficient solution for merchants to collect payments from their customers via debit or credit cards. This feature enables seamless transactions, allowing businesses to enhance their payment options and offer a hassle-free experience for their customers.

Checkout

The Checkout feature is designed to simplify payment collection for e-commerce websites, VTU platforms, and other providers of virtual and physical products. It enables businesses to collect payments for services or commodities via a unified, secure, and user-friendly interface.

Data Vending

Users can easily buy or subscribe to any data plans they need, including the following types:

  • SME
  • SME 2
  • Corporate Gifting
  • Direct Gifting
  • Awoof Data

We provide these data types across most networks at affordable prices:

  • MTN
  • AIRTEL
  • GLO
  • 9MOBILE

Please note that Data Vending services are available exclusively through our RESTful API.

View Available Plans & Prices

Airtime Vending

Airtime vending provides users the opportunity to buy and sell prepaid mobile credit. It’s a lucrative way to make income by purchasing airtime at discounted rates and reselling to customers. This service is available through our robust RESTful API integration.

POS Terminal Mapping

Streamline your payment operations with our intuitive POS terminal mapping solution. Our platform enables effortless configuration and management of your payment terminals, ensuring:

  • Secure transactions
  • Reliable connectivity
  • Simplified terminal management

Optimize your payment processing with our POS terminal mapping solution.

Contact Administrator

API Integration Overview

Our RESTFUL API allows merchants, business owners, VTU website owners, and other payment users to integrate all our products, including POS terminal mapping, data vending, airtime vending, and more. By using our API, you can easily add powerful payment and data services to your website or platform, creating seamless experiences for your users.

How to Get Started

  1. Sign Up and Log In: To begin, you need to sign up and log into the Whogopay Africa platform. This ensures that you have access to your account and can start the integration process.
  2. Submit KYC: Complete your Know Your Customer (KYC) process to verify your identity. This is essential for compliance and to ensure secure transactions on the platform.
  3. Upload Your Profile Picture: For your account to be fully set up, upload your profile picture to complete your registration.
  4. Get API Access: Once your account is approved, you can access your API key from the navigation bar.

Where to Find Your API Key

Your API key, along with the webhook URL and sample webhook events, can be accessed as follows:

  1. Navigate to the menu bar on your dashboard.
  2. Go to API KEY under the Nav menu.
  3. Here, you will find your API key, webhook URL to fill out, and sample webhook events.

Need Help with Integration?

If you don’t have a developer or need assistance integrating the API, we can provide you with the necessary support. Simply contact the administrator, and we will guide you through the process of API integration.

Request API Integration

Are you ready to see Whogopay Africa Ltd in Acton?

Reviews And Happy Customers

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Total POS Merchants

KWIKSUB.COM.NG

Excellent Service

"Whogopay Africa Limited has been a game-changer for my business! Their payment solutions are seamless, and their customer support is top-notch. 5 stars isn't enough - I'd give them 10!"
PAYEELORD.COM

Reliable and Secure

"I've been using Whogopay Africa Limited for months now, and I'm impressed by their reliability and security. My transactions are always processed quickly and efficiently. Highly recommended!"
1POCKET.COM.NG

Innovative Solutions

"Whogopay Africa Limited is at the forefront of fintech innovation in Africa. Their solutions are tailored to our unique needs, and their team is always available to help. Keep up the great work!"
ALLCHEAPESTDATA.COM

User-Friendly Platform

"I was blown away by how easy it is to use Whogopay Africa Limited's platform. The interface is intuitive, and the transaction process is smooth. I've already recommended them to my friends and family!"
PRIMESUB.COM.NG

Fast and Efficient

"Whogopay Africa Limited has saved me so much time and hassle with their fast and efficient payment solutions. Their customer support team is also very responsive. 5 stars well deserved!"
MAGICSUB.COM.NG

Trustworthy Partner

"Whogopay Africa Limited has been a trustworthy partner for my business. Their commitment to security, reliability, and innovation has given me peace of mind. I look forward to continuing our partnership!"

Are you ready to see Whogopay Africa Ltd in Acton?

Frequently Asked Questions

Who is Whogopay Africa Limited?

Whogopay Africa Limited is a payment platform for businesses in Nigeria and globally, registered with number RC7156466. It enables your customers to make direct payments to you through their local bank accounts. Additionally, it offers features such as obtaining a virtual card, invoice/payment link, QR Code, BTC Wallet, Insurance, Savings, Fund Transfer, Storefront, and making bill payments.

Are you ready to see Whogopay Africa Ltd in action?

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Is there a limit on Whogopay Africa Account?

No, there is no limit on any Whogopay Wallet Account; it is unlimited.

Experience unlimited transactions with Whogopay Africa Ltd.

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How much does it cost to operate a Whogopay Africa Account?

It is free to open a Whogopay account. Upon registration, you will receive a welcome bonus of 100 Naira and a free daily login bonus.

Start your free Whogopay Africa account today!

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What features does Whogopay Africa offer?

Whogopay Africa offers a wide range of features, including a virtual card, invoice/payment link, QR code generation, BTC wallet, insurance, savings, fund transfer, storefront creation, and bill payments.

Discover Whogopay Africa's extensive features.

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How do I sign up for Whogopay Africa?

You can sign up for Whogopay Africa by visiting the registration page. You will need your name, email address, phone number, and a secure password to create an account.

Join Whogopay Africa now!

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Can I transfer funds internationally using Whogopay Africa?

Yes, Whogopay Africa supports international fund transfers with ease and reliability.

Transfer funds globally with Whogopay Africa.

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Is Whogopay Africa safe and secure?

Whogopay Africa employs advanced security protocols to protect your transactions and personal data, ensuring a safe user experience.

Experience secure transactions with Whogopay Africa.

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What is the customer support process?

Whogopay Africa offers 24/7 customer support via email and chat, ensuring prompt resolution of your issues and queries.

Get assistance anytime with Whogopay Africa support.

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Can I track my transactions?

Yes, Whogopay Africa provides a detailed transaction history for you to monitor all your financial activities.

Stay on top of your finances with Whogopay Africa.

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Does Whogopay Africa offer refunds?

Refunds are processed as per the terms and conditions agreed upon during the transaction. Please contact support for assistance.

Learn more about refunds at Whogopay Africa.

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